A scene of various of outdoor fun at the 2021 NC Folk Festival.
Music, great food, arts and crafts, and plenty of outdoor fun – the 2021 NC Folk Festival was a wonderful weekend of celebrating diversity in downtown Greensboro.

Bringing Music Back to Streets of Greensboro

North Carolina Folk Festival Returns in 2021

Back in-person after going virtual in 2020, the North Carolina Folk Fest (NCFF) was in full swing the weekend of September 10-12 in downtown Greensboro. Music included jazz from notable trombonist Wycliffe Gordon, bluegrass from Molly Tuttle, and a multitude of choirs during Carolina Gospel Sunday. With a mission to honor, celebrate, and share meaningful ways in which communities express their creativity and cultural traditions, the NCFF brought a palpable vibrancy to the streets of downtown over its three-day run.

The festival featured 48 musical acts from around the country, and even one from Brazil. Thirty-four of the acts were from North Carolina, with 14 from Greensboro and another five from around the Triad. The UNCG Old-Time Ensemble, a blend of students and faculty who play American folk music, kicked the festival off on Friday with a community jam.

"Our goal was to create a fun environment for our audiences and participants in order to safely reconvene in unified celebration of our cultural roots," says Amy Grossmann, president and CEO of the North Carolina Folk Festival. "We could not be prouder of the love and kindness that imbued the event's welcoming and inclusive atmosphere."

Performers on stages holding a NC Folk Festival sign.

Food vendors representing a wide range of cuisines served delicious options, including Korean and Cuban fare, as well as Indian food and hometown North Carolina barbeque. Altogether, attendees had their choice from 23 different on-site food vendors.

While music took center stage, the NCFF also hosted 27 different craft, art, and jewelry vendors in their Makers Marketplace, and festival goers could participate in a free flow offered by Dancing Dogs Yoga of Greensboro. The NCFF mobile app made it easy for attendees to check out line-ups for each of the five stages, as well check out the menus of the various food vendors.

TowneBank was proud to serve as the presenting sponsor of the NCFF. "We love to be part of community events that celebrate diversity in our culture and communities," said Scott Baker, TowneBank Triad President. "After going virtual last year, it was really great to have the sound of music flowing back through the streets of Greensboro."

Planners and attendees were asked to follow COVID protocols, including wearing masks while indoors and while in close proximity, and hand sanitizing stations were available throughout the festival's footprint. Additionally, free vaccines were made available to the public during the festival.

Guitar performer on stage at the NC Folk Festival.

"Thanks to the support of our presenting sponsor, TowneBank, and our close partnerships with Guilford County and the City of Greensboro, we were able to present a festival that our performers, staff, supporters, and audiences were able to safely enjoy," says Amy.

The NCFF is an annual event in Greensboro and will return next fall. Check out their website to learn more at NCFolkFestival.com.

"After going virtual last year, it was really great to have the sound of music flowing back through the streets of Greensboro."
A room designed by Design Work's.
Design Works, based in Cary, creates beautiful residential and commercial spaces for clients across North Carolina.

Design Works

Turning Houses to Thoughtfully Curated Homes

As the saying goes, "home is where the heart is." For over 35 years, clients throughout the Triangle and greater North Carolina have trusted the team at Design Works to make their dream home into reality.

In 1984, Donna Davis was a new mother and taking on freelancing interior design clients. As the Triangle grew, so did her business, and quickly she found herself with a full client load. She added more designers to her team over the years, and today has a staff of 16 that includes 10 interior designers and her daughter, Melanie, who serves as business manager.

"We found our niche in working directly with contractors and custom home builders," says Donna. "Additionally, our design team does a great number of residential projects that include remodeling and renovations, as well as work with commercial clients to create successful designs for their office and work environments."

In fact, Donna and her team helped with the renovation, remodeling, and furnishing of three TowneBank locations, including the Glenwood Avenue office in Raleigh, one of our locations in Charlotte, as well as the TowneBank office in Cary.

Design Work's staff photo.
The Design Works team has worked with TowneBank to renovate, remodel, and furnish branch locations in Cary, Raleigh, and Charlotte.

"Working with Donna professionally and then seeing her work in real time in our TowneBank locations has been really special," says Patsy Johnson, TowneBank Cary president. "The team has a keen sense of style and understanding of their clients' needs, whether working on a residential project or for a commercial location like our TowneBank Cary office. It is always great to watch a Cary-based business rise to the success that Design Works has seen in the Triangle and beyond."

Design Works' style can't be described in one or two words. In fact, they don't stick to a particular aesthetic at all. "We are very client-focused, which in turn means we work with a varied aesthetic. We work to get inside of our client's head to understand their vision and help them realize how to make that into reality." No matter their client's taste, the team implements the cornerstones of design principles to create a connected, pulled together space. "The joy in our work is helping people love their home. We love creating that joy."

The Design Works team often works with clients through several phases of life – from their first home, to second or vacation homes, and then often as they downsize in later years. "We serve as the welcoming committee for people as they move to the area, and we work hard to create a personal relationship that lasts for the many seasons of their life."

That notion resonates in their relationship with TowneBank, too. "TowneBank has the same line of thinking and personalized service that we aim to provide. The question has always been 'what can we do to help you grow?' There is a level of trust there that hasn't existed for us in past banking experiences," says Donna.

If you are looking to build the home of your dreams or update your current home, look no farther than the Design Works team. You can learn more about their services and designers on their website, DWSInc.biz.

"TowneBank has the same line of thinking and personalized service that we aim to provide. The question has always been 'what can we do to help you grow?'..."
NC Dental dentisst in office.

North Carolina Dental Society

Partners with TowneBank

The North Carolina Dental Society was founded in 1856 and is one of the oldest dental societies in the country.

They currently represent more than 3,900 member dentists in North Carolina. Headquartered in Cary, the North Carolina Dental Society is part of the American Dental Association.

With a mission to help all members succeed, the NC Dental Society (NCDS) offers a variety of benefits to their members including networking events, an active online community, a job board, and numerous training and coaching opportunities.

The NC Dental Society also gives back to the community through Missions of Mercy (MOM) clinics that serve people in North Carolina who need dental care but cannot afford it. Portable free dental clinics are staffed by volunteer dentists and professionals. The Give Kids a Smile program brings care and education to underserved children. The USO of NC Dental Supply Drive provides oral essentials like toothpaste, toothbrushes, and floss to servicemen and women throughout North Carolina. TowneBank knows that support for the NC Dental Society Foundation makes a difference in so many lives.

TowneBank is honored to be the endorsed provider of private banking services for the NC Dental Society. Private Banking offers the highest level of expertise and personal attention from a banker who is dedicated to the unique financial needs of dental professionals. Our private bankers are experienced lenders and banking relationship managers who take an individualized approach to each of their members.

"The NC Dental Society's member dentists are completely committed to providing the highest level of care for their patients, and that commitment is in line with the level of financial services and support we provide to our members here at TowneBank," says Kristin Sutton, senior vice president and commercial banking officer in the TowneBank Cary office. "As an endorsed provider, we are a trusted resource and financial partner who can connect directly to NCDS members through conferences, meetings, and publications. I've enjoyed meeting and working with these dentists and their staffs in North Carolina, and I look forward to expanding this relationship."

Portrait of Kristen Sutton.

Contact Kristin at 919-534-7344 or Kristin.Sutton@TowneBank.net. You can learn more about Kristin at her TowneBank bio. For more information on TowneBank's private banking services for dental and other health care professionals, visit TowneBank.com/NCDentists.

"The NC Dental Society's member dentists are completely committed to providing the highest level of care for their patients…"
Heart for ENC group photo.

A Heart for Nonprofits in Greenville

One of the greatest assets to a nonprofit organization is people. In every community there are people who have resources, they have skills or talents, knowledge about the community, and connections to the places, services, and businesses within the community. Each of these resources can contribute to community improvement, but are they accessible? Nonprofit organizations must know what resources are available in order to put them to use and provide the kind of support that every effort needs.

In Greenville, NC, there is a nonprofit organization, Heart for ENC, whose mission is to serve as an intersection for other nonprofit organizations, where the needs of the community meet local resources. They are building a community of nonprofits, so they can support each other, share resources, and encourage each other along the way.

Heart for ENC was founded in 2015 by a group of Greenville businessmen after they took a trip to Selma, Alabama, where they "caught a vision for community-wide transformation." Sid Bradsher became the first full-time executive director of Heart for ENC in January 2018, after 23 years with Young Life ministry. Sid has been a part of the Greenville community since 1999, and he believes that "Life is found in giving yourself away. The more engaged you are with the community around you, the better your life, and the more people you can help." Through his leadership at Heart for ENC, Sid helps nonprofits maximize their strengths and identify areas where extra support and resources are needed, so that they feel empowered to achieve their missions more effectively.

Heart for ENC addresses the critical need for professional development in Eastern North Carolina's nonprofit sector by focusing on three key areas, Training and Development, Connecting Needs and Resources, and Providing Support Services. Each quarter, Heart for ENC provides training on the key areas of success for nonprofit leadership, these topics include leadership development, organizational structure, and resource sustainability. To facilitate the connection of needs and resources, Heart for ENC recently launched the Heart for ENC Nonprofit Business Center, which serves as a workspace for organizations to collaborate and share resources. The organization also provides additional support services such as grant writing assistance.

Heart for ENC joined TowneBank in 2019. Sid shares, "Towne has good services, but all banks have services. It's their vision for the community that sets them apart. They are a banking partner that shares our vision. They are pro nonprofit and pro community, so it was a no brainer. I am quick to tell other nonprofits about Towne." Sid believes that community engagement starts with businesses that see the value in investing in the community, "Businesses must lead by example. Towne is a business that leverages their presence for the good of the community and they set the bar for other businesses to do the same." For more information, visit HeartForENC.org.

Hiltop Home kid playing.
Temperature Control Solutions, with four North Carolina locations, worked diligently during the Covid pandemic to continue to bring vital services to their customers.

Temperature Control Solutions

Celebrating 50 Years in Business

We've all seen the recent news. The supply chains that keep the economy flowing are under extreme stress. Obstacles include congestion at the ports, supply shortages, and a lack of truck drivers. A family-owned and operated company in Wilson, NC, that provides temperature control units for the transport industry is feeling the heat, but they have also found innovative ways to remain resilient in the face of pandemic challenges.

In 2004, Jeanette and Roger Cornett purchased Temperature Control Solutions (TCS) from the previous owner. At the time, the business went by another name, and they decided to change the name to Temperature Control Solutions. They wanted their customers to know that they are not just in the sales business, they are in business to understand the needs of their customers and provide a solution. Fast forward to 2021, Jeanette, who has been with the business for 44 years, now serves as president of the company. They also have three additional locations in Raleigh, Henderson, and Fayetteville, with a refrigerated rental fleet of about 450 trailers. The company is celebrating a huge milestone in 2021, their 50th anniversary. They are preparing for the 50 years ahead by putting together a next generation team for their son, Michael Cornett, who plans to take TCS to the next level.

Jeanette shares that due to current supply shortages, the company decided to sell used parts when new parts are unavailable. Their inventory of used Thermo King units has allowed them to support their customers with an additional solution at a time when they cannot afford to lose loads. Refrigerated vans also play an important role in the delivery chain. The company insulates and installs Thermo King refrigeration units on vans – a thriving business due to the increase in home deliveries during the pandemic. By putting a Thermo King unit on cargo vans, they are supporting last mile deliveries of essentials such as food and pharmaceuticals. A last mile delivery is the last leg of a product's journey, from a transportation hub to the final delivery destination, or "from field to fork."

TCS has also been Blue Track certified by Thermo King Corporation. The Blue Track designation highlights dealers that have taken extra measures to provide better, faster, and more proactive service. Jeanette says she owes this to her amazing technicians and employees, who are like family. They know their work is essential, and they have worked every day throughout the pandemic to support their customers and ease frustrations from supply chain disruptions.

Jeanette says they looked at several banks when they purchased the business from the previous owner in 2004. They ended up choosing Paragon Bank, which joined the TowneBank family in 2018. TCS continued its longstanding relationship with Brian Reid, now president of TowneBank Triangle. "Now we feel like we're part of the Towne family. We've never felt that way about another bank." Jeanette continues, "I don't think there is a service that Towne has that we don't use. If Greg Taylor, our current banking partner, were offering something new today, I'd probably sign up for it. He knows our business that well."

"We are huge fans of the Treasury Management products. And we appreciate that when we need loan services, we get answers before getting up from the conference table. We've purchased two buildings and built three and it's always a very simple process." For more information on Temperature Control Solutions, visit tcstk.com.

ECU classroom.

ECU and TowneBank Join Forces to Help Student Athletes

On July 1, 2021, the National Collegiate Athletic Association (NCAA) issued a new rule allowing student-athletes to benefit from their name, image and likeness (NIL). A day later, North Carolina Governor Roy Cooper issued an executive order detailing NIL guidelines for colleges and universities within the state. The change allows student-athletes to engage in activities such as, soliciting endorsement deals, selling their own merchandise, and using their social media accounts to make money. The opportunity to receive monetary incentives transformed student-athletes into brands and entrepreneurs overnight, creating a need for resources that support and guide their newfound status and responsibilities.

East Carolina University (ECU) acted quickly in response to the ruling by developing the Student Athlete Brand Resource Education (SABRE) program. In an educational partnership with The Miller School of Entrepreneurship, SABRE will "serve all student-athletes by providing education and resources related to financial literacy, personal branding, entrepreneurship, content management, social media strategies, media training, taxes, and compliance." They will also offer mentorship and networking opportunities for student-athletes to learn more from successful professionals and former student-athletes.

When ECU determined the need for money management and financial literacy resources, they reached out to a close ally, TowneBank of Greenville. Over three sessions, Glenn Marsh, branch manager, met with over 450 student-athletes. Glenn's presentation covered the basics of financial literacy: credit, saving and budgeting, setting financial goals, and the importance of a good CPA. Glenn shares, "When I was walking to my car after the last session, a basketball player from a previous session ran up to me, he said, 'My man!' He was so excited about his new secured credit card and how it helped him establish a credit score."

Greg Steele, TowneBank of Greenville president also shares his thoughts, "Managing personal finances is a lifelong journey, and TowneBank is proud to partner with these young men and women to be a resource during this stage in their lives. The program closely aligns with TowneBank's focus on being a community asset and encouraging others to do the same."

Go Pirates!

Visit Glenn and Greg at our Greenville location today!
2839 Charles Blvd.Greenville, NC 27858

Hiltop Home kid playing.
Hilltop Home in Raleigh provides specialized individual care for the precious children who live in the beautiful homelike setting.

There's No Place Like Hilltop Home

Sixty years ago, the Junior League of Raleigh had a vision to create a place for medically fragile children with severe developmental disabilities to get the care they needed in an intimate, homelike setting.

With the support of many organizations and individuals in the Raleigh area, Hilltop Home opened in 1960. An Intermediate Care Facility, Hilltop home supports 22 children, age birth through six years, with a comprehensive program that offers individualized medical, therapeutic, and developmental/educational services.

Photo of Hilltop Home staff.
The staff at Hilltop Home is dedicated to making sure each child has a good day, every day.

Casey Humble serves as Hilltop Home's executive director. He sums up their mission – "Enriching children's lives, that's what we are here for. Making sure on a day-to-day basis that we are enhancing the lives of the children here and helping them have a very special day that they might not be able to have anywhere else."

Hilltop Home's educational program includes arts and crafts, music, language, developmental play, and experiences in the community. The children at Hilltop Home receive specialized around-the-clock care, including nursing care and therapeutic services that are focused on the needs of each child.

Seeing the Hilltop Home children improve is the biggest reward for Casey. "When you are out in the business word, it usually comes down to making a living. You don't get into the nonprofit world to make a living, rather it's because you believe in the mission. With a lot of our kids, we get to see changes that are wonderful. The nurses at WakeMed Hospital, which is right across the street, often comment on what good care our staff provides these children and how much they improve once they come to Hilltop Home."

Hilltop Home staff photo.

Casey credits the Hilltop Home staff with making all the difference. "It all comes down to our staff – I can make the building look pretty, I can redesign the website, but our staff is how everything here happens. They are top notch, and their dedication during COVID has been amazing. Our children and our staff stayed safe and healthy in the midst of the pandemic."

Casey describes how Hilltop Home became a TowneBank member. "When I first came here, we were using another bank. I was not pleased with how they handled us as a nonprofit. We weren't getting personal attention. We switched to Paragon Bank which is now TowneBank because we needed someone we could trust. Brandi Gerew has called to check in with me and that is a great sense of comfort that someone would take the time to reach out.

"Hilltop Home is an absolute asset to our community," says Brandi, vice president and private banking officer in TowneBank's Raleigh office. "Their mission resonates with me and I am proud they are TowneBank members so we can help them achieve their mission."

Hilltop Home logo.

For more information and to see how you can help,
visit HilltopHome.org.

"You don't get into the nonprofit world to make a living, rather it's because you believe in the mission."
Hiltop Home kid playing.

Fine Dining with a French Quarter Flair

Looking for a great dining experience in Raleigh? Check out Rey's Restaurant on Buck Jones Road in west Raleigh.

Rey Arias opened his namesake restaurant in 2004 in a building that had been part of the Ruth's Chris Steakhouse chain. Rey had a long history with Ruth's Chris and helped open locations around the world and then served as general manager of the Raleigh site. When Ruth's Chris moved their restaurant to the Arboretum in Cary, Rey saw an opportunity to start his own restaurant.

"I began my restaurant career at a very young age in New Orleans," Rey says. He was fifteen and had recently arrived in the U.S. from his native Cuba. "I've been a busboy, a server, assistant manager, and a manager, so I thought with all that experience, I would be able to succeed."

Reys Restaurant foyer.

Succeed he did. In 2009, Rey purchased the 11,100 square foot, 226 seat restaurant. "I gave my name to the restaurant out of a sincere sense of pride and confidence in our menu and our staff. I thought that if we never compromised the quality of our food, and served meals in a comfortable, relaxed surrounding with warm, friendly service… people would keep coming back. It worked! And we've never changed our vision over the years."

Today, Rey's Restaurant continues to receive awards and rave reviews. Rey remains enthusiastic about his life's work, "I still love the business and I'm very passionate about it. I enjoy talking to people and making people happy. It's a fun business." Part of that fun is watching Rey create his famous tableside Bananas Foster with a spectacular flaming finish.

Reys Restaurant interior photo.

Rey's Restaurant offers dining as well as private rooms for banquets, wedding receptions, and corporate events. Rey's wife Cecelia, who is from Mexico, works side-by-side with Rey, managing the office and the bookkeeping. They are both committed to giving back to their community. "God has blessed me and I like to give some of the blessings back," Rey says. "We all need to share our good fortune. That's what God wants us to do."

A longtime friendship with former Paragon CEO Bob Hatley led to Rey's relationship with TowneBank. He also has known Patsy Johnson, TowneBank Cary president, for many years. "When I was purchasing the building, TowneBank helped us with the loan. We created a great partnership that has been very good for me and the business," Rey says.

Reys Restaurant interior logo.

If your mouth is watering and you want to check out the menu at Rey's, visit ReysRestaurant.com.

Coming Together for Those in Need

TowneBank Volunteers Mobilize for Day of Caring

Volunteers from across the country are mobilized each year for the United Way's Day of Caring event. This volunteer effort is a wonderful opportunity to gain a deeper understanding of local needs in the community. The TowneBank Family looks forward to participating in this annual event by serving a variety of organizations across our footprint in North Carolina and Virginia.

Raleigh

Day of Caring Oak City volunteers.

In Raleigh, the TowneBank team coordinated with Oak City Cares, an organization that serves as a hub for individuals and families at risk of experiencing homelessness. The organization connects those in need to services that help create a path to stable housing and renewed hope. Donations were collected leading up to the Day of Caring event. Mark Bolash, senior vice president and commercial banking officer, offered to match donations up to $300, igniting support and leading to $1300 in donations from the TowneBank team! Funds were used to purchase sustainable snacks and food, mini flashlights, toiletries, face masks, and hand sanitizer, among other goods.

On Saturday, September 25, volunteers from TowneBank helped organize and set-up the donated goods during Oak City Cares weekend distribution. Oak City Cares offers a grocery store style set-up, allowing guests to make selections from the assortment of goods. TowneBank volunteers served as greeters as individuals arrived at the facility, offering help with shopping and creating a warm sense of camaraderie while the guests were there.

Greenville

Day of Caring, Daughters of Worth, volunteers.

The TowneBank Family in Greenville also responded to the call for Day of Caring volunteers. The team partnered with Daughters of Worth (DOW), an organization that helps educate, equip, and empower girls of all ages to become strong women and have a positive influence on their community. Through the organization, TowneBank recorded a video about financial literacy that can be shared with several schools. Budgeting worksheets and savings tips were also provided to be used in tandem with the presentation that will be shared throughout the counties DOW works with in North Carolina.

Greensboro

Day of Caring, NC Folk Fest, volunteers.

In Greensboro, the TowneBank team was busy volunteering throughout the 3-day North Carolina Folk Festival. The festival is free to attendees and relies on volunteer support to pull-off an incredible weekend of multicultural music, food, and crafts.

Additionally, volunteers in Greensboro partner with Senior Resources of Guilford to help distribute meals for the elderly. Through the Meals on Wheels program, TowneBank volunteers help provide nutritious meals to independently living seniors, as well as conduct wellness checks and offer companionship.

The United Way's Day of Caring event serves as a wonderful opportunity for our TowneBank Family to connect throughout and across states through the act volunteerism. Visit your local United Way chapter's website to learn about volunteer opportunities near you: UnitedWayNC.org.

Wings in Raleigh, sculpture.

Wings in Raleigh

TowneBank is the presenting sponsor of the public art installation Wings of the City, brought to Dorothea Dix Park from October 2021 – March 2022 in collaboration with the City of Raleigh, Consulate General of Mexico in Raleigh, Jorge Marin Foundation, and the Dix Park Conservancy. As retired TowneBank executive Bob Hatley shared in his remarks at the October opening, "Outdoor sculpture allows us to experience art in a unique setting, with fresh air and city sounds providing a changing backdrop. We celebrate the collaborative efforts that brought this exhibit to our community for everyone to enjoy."

Wings of the City was created by world-renowned Mexican artist Jorge Marin and features a collection of nine bronze sculptures. Some of the larger-than-life figures are poised to take flight while others are delicately balanced in acrobatic poses. For more information, visit DorotheaDixPark.org/Wings

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