Access to Funds When You Need Them

Prepare for planned and unexpected events with Townebank personal loans and lines of credit.

Personal Loans & Lines of Credit

Whether you're borrowing for a one-time event, to cover an unexpected expense or consolidate debt, TowneBank offers you a variety of options. Enjoy competitive interest rates and flexible access to your money. Talk with your experienced, local TowneBank professional to select your best option to meet your personal lending needs.

Personal Loan

  • Multiple ways to access your funds

  • Local decisions made quickly on your loan application

  • Reliable financing for planned or unplanned events

  • Competitive Annual Percentage Rate (APR) available*

  • Up to 60 month term available

Revolving Line of Credit

  • Borrow money when you need it

  • Multiple ways to access your funds

  • Reliable financing for planned or unplanned events

  • Competitive Annual Percentage Rates available*

Savings Secured Line

  • Secure your line of credit with a TowneBank savings account or CD

  • Fund unplanned expenses without tapping into your savings

  • Maintain your savings or CD balances so you can continue to earn interest at a competitive rate

  • Access a renewable source of funds at a lower interest rate by providing collateral to secure your line of credit^

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  • Unsecured personal line of credit tied to a checking account for overdraft protection

  • In the event of an overdraft, funds transfer in $100 increments from your line of credit to your designated account(s).

Applicable interest rates apply.* 

Towne NMLS# 512138

*Normal Credit approval criteria apply. The Annual Percentage Rate (APR) will be based on the specific characteristics of your credit application including, but not limited to, evaluation of credit history and amount of credit requested.

^Processing fees apply

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