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Duck, NC

1203 Duck Road
Duck, North Carolina 27949

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(252) 573-7200
Lobby Hours Mon-Thurs 9AM-5PM
Fri 9AM-6PM  Drive Thru Hours Mon-Thurs 8:30AM-5PM
Fri 8:30-6PM

About TowneBank in Duck, NC

At our TowneBank branch in Duck, we deeply value the relationships we build with our members. Our dedication extends beyond just offering convenient banking services, checking accounts, or loans – we are committed to providing our members with a personalized and enriching experience. As one of our three locations in the Outer Banks of North Carolina, our Duck branch is here to meet all your personal and business banking needs. We warmly invite you to visit us and experience the TowneBank difference.

Make an Appointment     Give Us a Call

Exterior photo of TowneBank Duck BranchTowneBank in Duck, NC
1203 Duck Road, Duck, NC 27949

Full Banking Services in Duck, NC

At the TowneBank office in Duck, NC you'll find helpful advice from a dedicated team that's always here to help you achieve your financial goals.  

The Reviews are In!

Casey & her team are the best. Courteous, helpful & professional.
- Allen L.
  • Hi Allen, Thank you for the five-star review! We're delighted to hear that Casey and her team provided you with courteous, helpful, and professional service. We truly appreciate your kind words and thank you for being a valued TowneBank member.
Great professional customer service
- Barry R.
  • Barry, thank you for your 5-star review! We're delighted to hear that you had an excellent experience with our Duck team. We appreciate having you as a valued TowneBank member.
As always, a quick and easy visit. The downside of TowneBank’s limited hours(no weekend, no 24 hour account phone support) and small regional footprint, is offset by the friendly and capable staff. Being able to call your branch and having the staff know who you are and, in my experience, go above and beyond what other banks will do, absolutely make up for it.
- Brendan O.
  • Brendan, thank you for your 5-star review! We're delighted to hear that you had an excellent experience with our Duck team. We appreciate having you as a valued TowneBank member.
Cashier very friendly and helpful and effiocient. Request for deposit slips was complied with very efficiently.
- Carl H.
Excellent search of records by Bonnie.
- Carl H.
  • Hello Carl, Thank you for your five-star review! We're delighted to hear that Bonnie provided you with excellent service during your search of records. We truly appreciate your membership with TowneBank.
Casey and her staff are ALWAYS friendly, knowledgeable and available to assist. Awesome customer service!!
- Carol D.
  • Hi Carol, thank you for your 5-star review! We're delighted to hear that you had an excellent experience with Casey and our Duck team. We appreciate having you as a valued TowneBank member.
Great customer service
- Chom P.
  • Chom, thank you for your 5-star review! We're delighted to hear that you had an excellent experience with our Duck team. We appreciate having you as a valued TowneBank member.
As always, great customer service at Towne Bank. No other bank for me!!
- Constance J.
  • Dear Constance, Thank you so much for your five-star review! We're delighted to hear that you consistently experience great member service at TowneBank. We truly appreciate your loyalty and are grateful to have you as a valued member.
Always excellent service with the great personnel at Towne Bank!
- Constance J.
  • Dear Constance, Thank you for your five-star review! We're thrilled to hear that you've consistently experienced excellent service with our great personnel at TowneBank. We truly appreciate your kind words and thank you for being a valued member of our community.
People that work in Duck NC awesome Paula , Jessica they are all fantastic I can't remember a few of the names also in the Nag Heads of Jessica there fantastic
- David V.
  • Hi David, Thank you for your five-star review! We're thrilled to hear that Paula, Jessica, and the rest of the team in Duck and Nags Head have provided you with fantastic member service. We appreciate your kind words and thank you for being a valued TowneBank member.


TowneBank Duck FAQs

  • Yes, we have treasury management advisors here ready to assist members in strategy and other business objectives.
  • Appointments are not necessary to open an account; however, we do recommend that you call ahead and secure a time to ensure that our bankers are ready for you. We recommend you bring the following items with you when planning to open an account: 
     

    Acceptable Photo Identification (1)

    • Valid Driver's License or State Issued ID Card
    • Unexpired Passport
    • Military ID

    Acceptable Non-Photo Identification (1)

    • Social Security Card
    • Voter Registration Card
    • Health Insurance Card
    • Birth Certificate
    • Employment ID Card
    • Paycheck Stub
    • Utility Bill Showing Current Address
    • Automobile Registration Card
    • Unexpired Work Visa
  • Yes, the TowneBank banking location in Duck does have an ATM. For your convenience, our ATM is drive-up, envelope free and touch screen enabled. Please refer to our deposit cut off times for details about when funds will be made available for ATM deposits. 
  • Per the Federal Reserve's schedule, TowneBank is closed for the following holidays:

    New Year's Day
    Martin Luther King, Jr. Day
    Presidents' Day
    Memorial Day  
    Juneteenth
    National Independence Day              
    Independence Day       
    Labor Day        
    Columbus Day  
    Veterans Day   
    Thanksgiving Day         
    Christmas Day

    You can find an up-to-date schedule here. 
  • Our lobby is open Monday through Thursday from 9:00 AM to 5:00 PM and 9:00 AM to 6:00 PM on Fridays. 
  • TowneBank is headquartered at 5716 High St W in Portsmouth, Virginia.
     

    TowneBank was started in 1999 based on strong relationships, excellent service, and the most respected and experienced bankers in each market we serve. Building on serving others and enriching lives, we now provide a full range of banking and other financial services. Dedicated to a caring culture, we value each employee and member by embracing their diverse talents, perspectives, and experiences. Get our full story here.  

    Today, TowneBank operates banking offices throughout Hampton Roads, Central Virginia, and Northeastern and Central North Carolina. As a practical expression of our mission, TowneBank is intentional about being a local leader in each community—actively promoting social, cultural, and economic growth.  

    TowneBank works with each member toward your ultimate success. A key to this is experienced local bankers who provide high-level expertise and personal attention and are empowered to make local decisions.

Driving Directions

TowneBank in Duck, NC is conveniently located on Highway 12 near the corner of Duck Landing Lane and Highway 12.

  1. From the intersection of Croatan Highway and Highway 12, follow signs for Kitty Hawk
  2. Continue on Ocean Blvd. and then onto Duck Road
  3. Our office will be on the left across from the Duck Town Park Boardwalk

We look forward to connecting for your personal and business banking needs!

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*Investment and Insurance products are not a deposit, not FDIC-insured, not guaranteed by TowneBank, not insured by any state or federal government agency, and may go down in value. 

**Normal credit approval criteria apply.

+ Your mobile carrier's web access and text messaging charges may apply. All terms applicable to Online Banking apply to Mobile Banking. Mobile check deposit is subject to eligibility and further review. Deposits are subject to verification and not available for immediate withdrawal. Deposit limits and other restrictions apply.

^Only deposit products are FDIC insured. Safe deposit box sizes at this location are: 3X5, 5X5, 5X10, 10X10

NMLS# 512138