Achieve Success with the Right Bank

Our local bankers partner with small business owners like you to do more than open an account, we help you build a plan.

Get More Than a Small Business Bank Account

Small businesses like yours fuel our economy and we have local bankers who take personal interest in seeing your business grow. When you partner with TowneBank, you gain a banker who takes the time to understand the financial needs for your company that extend beyond a savings or checking account. Are you ready for a better banking relationship?

Ready to talk? Find a local banker for your small business today!

Use our search tool to find the right small business banker in your hometown.

Find a Banker

Our Members Tell The Story Better Than We Do

Building friendships and relationships is the cornerstone of what we do at TowneBank. Hear what our members have to say about how having a banker who takes the time to understand them and their business goals has made a positive impact on their growth.

  • Member Spotlight - Shaheen, Ruth, Martin, and Fonville Real Estate

    Hear the amazing story of the partnership TowneBank shares with Shaheen, Ruth, Martin and Fonville Real Estate.

  • Member Spotlight - celito.net

    Sharat Nagaraj, CEO, celito.net, talks about his relationship with TowneBank and his banker Patsy Johnson.

  • Member Spotlight - Dr. Denton D. Weiss

    Dr. Denton Weiss talks about the personal care provided by all of the companies in the Towne family.

  • Member Spotlight - ARDX

    Dr. Angela D. Reddix speaks about the ease of her relationship with her banker at TowneBank.

We'll Help You Connect with the Right Small Business Banker

Complete the form below and we'll help you find the right banker in your hometown. Once submitted, a banker will reach out to you directly to set up a time that works best for you to have a conversation about your individual business needs. Or, you can use our search tool to find the right banker for you and contact them directly. 

This information helps us to route your inquiry to a banker near you.
We value your privacy and will not share your email with outside parties.
Please provide any additional information that helps us to better understand your goals.

Benefits Beyond Checking & Savings Accounts

  • Benefits for You & Your Employees

    A program that includes benefits for business owners and your employees.
    At Work Program

  • Card Payment & Processing Solutions

    Anywhere you need to process credit or debit card payments, we're there.
    Card Payment Solutions

  • Small Business Checking

    Our Value Classic checking account is the perfect option for small businesses. 
    Value Classic Checking

Small Business FAQs

  • All deposits owned by a corporation, partnership, or unincorporated association at TowneBank are added together and insured up to $250,000, separately from the personal accounts of the owners or members.
  • TowneBank provides lending, checking, and savings to small businesses. We also provide card processing services, wire transfers, same-day ACH, payroll, and remote deposit capture. If you're looking for a bank to help you start, grow, or build a business, a local banker can help to guide you through the best banking and lending options tailored to your industry. Learn more about our small business banking services here.
  • Yes! TowneBank offers SBA 504 loans* that are backed by the Small Business Administration. SBA 504 loans are a long-term, fixed-rate financing solution. TowneBank also offers additional business loans and finance options.

    If you aren't sure where to begin with your SBA 504 application, contact one of our local bankers who can help guide you through the process.

    *Normal Credit approval criteria apply
  • Yes, our Merchant Services solutions allows your business to accept credit and debit cards from virtually anywhere and any time including mobile and online.

    Call 866-462-9161 to learn more.

    Your mobile carrier's web access and text messaging charges may apply.
  • Depending on your business type you may need different types of identifying information. For your convenience, we have provided a list of documents required to open a deposit account. Additional documentation may be requested based on your company's organizational structure.

    Corporation
    • IRS Acknowledgement Letter for TIN
    • Corporate bylaws
    • For non-profits: IRS 501(c)(3) letter for non-profit organizations or tax-exempt documentation
    Limited Liability Company (LLC)
    • IRS Acknowledgement Letter for the TIN
    • Operating Agreement
    Partnership
    • IRS Acknowledgement Letter for the TIN
    • Partnership Agreement
    • Fictitious Name Certificate / Certificate of Trade Name
    • A Certificate of Limited Partnership (if necessary)
    Sole Proprietorship
    • Social Security Card or the IRS Acknowledgement Letter for the TIN
    • Business License (VA Only)
    • Fictitious Name Certificate / Certificate of Assumed Name
    Club / Organization / Association
    • IRS Acknowledgement Letter for the TIN
    • Meeting minutes for the EIN / Statement of Organization form / Association Bylaws / Certification on letterhead signed by Secretary authorizing signatory for the Association
    • For Non-Profits: IRS 501(c)(3) letter for non-profit organizations or tax-exempt documentation
    Ready to open a Business Account?

    We look forward to welcoming you to the Towne Family. To get started, simply find a location near you and stop by at your convenience Monday-Friday. Be sure to check the hours of operation for your location, as hours may vary. Click here for more information on opening a Business Savings/Checking account.
  • Our interest rates are competitive in the industry but they may vary on loan type, revenue, loan amount, and credit score. We recommend talking to a banker to outline your specific needs.

Normal credit approval criteria apply.