Towne First Mortgage BUILDS Strong Relationships

Throughout Richmond and Charlottesville, Towne First Mortgage has developed strong connections with local real estate agents and builders in order to better serve their clients during the home buying process.

Towne First Mortgage proudly partners with Hometown Realty to help buyers in Richmond, Charlottesville, the Northern Neck, and surrounding areas discover the ideal home that fits their needs and their budget. With 10 locations and over 90 local agents, Towne First Mortgage Loan Officers enjoy a distinct advantage of working amongst and being an integral part of Hometown Realty’s extensive real estate network. Towne First Mortgage clients benefit from working with this trusted team of REALTORS® who provide vast knowledge and understanding of the local real estate market.

In addition, Towne First Mortgage partners with several prominent builders in Richmond, Charlottesville, and surrounding areas, helping to provide financing to buyers looking to purchase a new home. These partnerships include CraftMaster Homes, Liberty Homes of Virginia, RCI Builders and Southern Development Homes. Towne First Mortgage serves as the trusted lender through these builder connections, helping to simplify the home buying process so that buyers can focus on enjoying their brand new home.

These strong local relationships with real estate agents and builders help to provide all clients with an exceptional experience from pre-qualification to closing.

Interested in purchasing a newly built home? Here are a few benefits to buying new:

• Customization – When it comes time to move into your new home, you won’t have to worry about making costly repairs or upgrades, giving you more time to enjoy your new home and love where you live.
• Modern floor plan – Even if you don’t get the chance to customize your home, a newly constructed home will feature the layout that the majority of today’s home buyers demand: an open floor plan, eat-in kitchen, granite countertops, walk-in closets, large master bath and plenty of storage.
• Energy efficient – Most new homes are constructed to be more energy efficient with a tighter-sealed building envelope. Cool and heated air is prevented from escaping due to high efficiency insultation, doors, and windows. Newer homes also include energy efficient appliances that help to reduce utility costs for homeowners.
• Low maintenance – A new home will have fewer repairs and less maintenance. When you buy a new home, you won’t need to spend money replacing outdated carpets, repainting walls, fixing plumbing or purchasing new appliances. Less home maintenance will be required because today’s new homes are engineered to minimize maintenance. In many cases, builders agree to a warranty on the house, placing the responsibility for repairs on the builder until the warranty expires.

Towne First Mortgage offers a wide array of loan programs to provide you with the best possible fit for your needs. Our team is excited to work with you! Visit TowneFirstMortgage.com.

NMLS# 512138