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Member Services Update

 We are pleased to announce that we now provide:

  • Same business day credit for deposits*
  • Same business day posting of TowneBank Checks**

This new benefit applies to all transactions made before close of business at any TowneBank office. PLUS, deposits made at any TowneBank ATM up until 7:00 pm will be credited the same business day!

*Same day credit will be provided for members depositing before close of business on any business day. Transactions will continue to post to members' accounts as they currently do - during nightly processing. Funds may not be available for immediate withdrawal, as transactions are subject to verification in accordance with Regulation CC and the bank's deposit and term conditions.

**Non-TowneBank checks are cleared through the Federal Reserve Bank nightly.  Generally, these checks are presented to their Payor Bank the next business day.

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