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Value Solutions

With Value Solutions, you will receive all the services you need to efficiently manage your company's finances.  Enjoy the benefits of a competitive earnings credit, along with the expertise of our talented financial services team.  Many companies utilize this account for payroll, escrow, and Treasury Services.

  • Free* Mobile Banking
  • Free Business Debit card**
  • VISA® Platinum Business Rewards with no annual fee**
  • Treasury Services available (ACH, wires, direct deposit and more) 
  • Free Online Banking / Bill Pay (for non-Treasury Service members)^
  • Free check images
  • Free Electronic Check Recovery Program through Re$ubmitIt®
  • Free statement organizer
  • $100 minimum opening balance 
  • No minimum balance requirement. $20 monthly service fee (may be offset by earnings credit rate)
  • $20,000 cash-in per statement, $.25 for each additional $100 cash-in processed
  • Overdraft protection available**
  • Additional analysis services/charges available upon request

Also free: member service inquiries, On-Call telephone banking and TowneBank ATM transactions.

To open, speak with a hometown banker at your local TowneBank office.

^Treasury Service online access charges apply
*Your mobile carrier's web access and text messaging charges may apply.
All terms applicable to Online Banking apply to Mobile Banking.
**Normal credit approval criteria apply


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